Terms & Conditions
Effective Date: 15.9.2025
Welcome to thagency.com (“Website”). These Terms and Conditions govern your use of our website and services provided by Toby Hansen Agency (“we,” “our,” “us”). By accessing or using this Website, you agree that you have read, understood, and accepted these Terms.
1. Informational Purpose Only
All information on this Website is provided for general informational purposes only.
-
Content related to insurance coverage, pricing, or policy terms is presented as a general guide.
-
It is not a guarantee of accuracy, completeness, or availability.
-
Actual coverage, terms, and costs may vary depending on your situation.
-
Binding and accurate information can only be obtained after speaking directly with one of our licensed insurance professionals and receiving an official policy or quote.
2. No Legal or Professional Advice
The content on this Website does not constitute legal, financial, or professional advice. For decisions regarding your insurance, please consult directly with our licensed team.
3. Website Use
By using this Website, you agree that you will not:
-
Misuse or attempt unauthorized access to the Website.
-
Copy, reproduce, or distribute content without our prior written permission.
-
Use any content for unlawful, misleading, or harmful purposes.
4. Disclaimer of Liability
-
Toby Hansen Agency makes reasonable efforts to ensure information on this Website is accurate, but we make no warranties regarding its completeness, reliability, or timeliness.
-
We are not responsible for any loss, damage, or inconvenience arising from reliance on Website content.
-
Links to third-party sites are provided for convenience only. We are not responsible for the privacy, security, or content of external sites.
5. Intellectual Property
All materials on this Website, including text, graphics, logos, and design, are the property of Toby Hansen Agency or used under license. You may not use, copy, or distribute them without our written consent.
6. Limitation of Liability
In no event shall Toby Hansen Agency, its employees, or affiliates be liable for any direct, indirect, incidental, or consequential damages arising from your use of this Website or reliance on its information.
7. Changes to Terms
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with a revised effective date.
8. Governing Law
These Terms and Conditions are governed by the laws of the State of Montana and applicable federal laws of the United States.
9. Contact Us
If you have questions about these Terms and Conditions, please contact us:
Toby Hansen Agency
Website: https://thagency.com
Email: info@thagency.com