Business Insurance

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Business Insurance

Every industry has specific needs when it comes to insurance. Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business.

At Toby Hansen Agency, we understand that being unique is what makes your business successful across the board. That’s why we provide industry-specific insurance options for businesses of all types.

Small business, startup, or well established, we understand how important it is to protect your investment. Let Toby Hansen Agency help you find a solution unique to the kind of business you do.

From accidents and injuries to hit-and-runs and theft, it’s important to keep your car insured so you’re prepared when accidents do happen. We combine premium Auto Insurance with personalized service to give you the best coverage possible.

Our agents will work with you one-on-one to find a policy that keeps you and your drivers protected for peace-of-mind driving assurance.

Business insurance
Business insurance

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Travel insurance provides peace of mind and financial protection for your journeys, whether you’re exploring exotic destinations or visiting family and friends abroad. It acts as a safety net, safeguarding you against unexpected events that can disrupt or derail your travel plans.


With travel insurance, you can enjoy your adventures with confidence, knowing that you’re covered for a wide range of potential risks. From trip cancellations or interruptions to medical emergencies, lost luggage, or travel delays, travel insurance offers comprehensive coverage to mitigate the financial impact of unforeseen circumstances.


One of the primary benefits of travel insurance is trip cancellation and interruption coverage. If you need to cancel or cut short your trip due to unexpected events, such as illness, injury, or the death of a loved one, travel insurance can reimburse you for non-refundable expenses, such as flights, accommodation, and prepaid activities.


Medical emergencies can happen anytime, anywhere. Travel insurance ensures that you have access to quality medical care and assistance while traveling. It covers medical expenses, including hospital stays, doctor visits, and emergency medical evacuations. Additionally, some policies offer 24/7 travel assistance services, providing support in locating medical facilities, arranging transportation, or addressing language barriers.


Lost baggage or belongings can put a damper on your travel experience. Travel insurance can reimburse you for the cost of replacing essential items, such as clothing, toiletries, or electronics, if your luggage is lost, stolen, or damaged during your trip.


Delays are an unfortunate part of travel, but with travel insurance, you can minimize the inconvenience. Travel insurance policies often include coverage for trip delays, providing reimbursement for additional expenses, such as meals and accommodations, if you’re delayed for a specified period of time.


When choosing travel insurance, consider the specific needs of your trip. Whether you’re embarking on a relaxing beach vacation, an adventurous hiking expedition, or a business trip, there are various types of coverage available to cater to your requirements.


Before purchasing travel insurance, carefully review the policy terms, coverage limits, and exclusions. It’s essential to understand what is covered and any conditions or pre-existing conditions that may affect your coverage.


Travel insurance is a vital investment for any traveler. It offers protection, support, and financial reimbursement when unexpected events occur. So, before you embark on your next journey, make sure to secure comprehensive travel insurance to safeguard your adventures and travel with peace of mind.

We will compare quotes from trusted carriers for you and provide you with the best offer.

Protecting your future

Whatever your needs, give us a call, have you been told you can’t insure your risk, been turned down, or simply unhappy with your current insurance? Since 1995 we’ve been providing coverage to our customers, and helping people across United States.