What Is the Average Cost of Business Insurance
What Is the Average Cost of Business Insurance? We will search the top carriers for you for the best offer. Get a Quote Average Cost of Business Insurance Understanding the cost of business insurance is crucial for every entrepreneur. Whether you’re a startup or an established company, knowing what to expect can help you budget […]
How to Calculate Business Income for Insurance
How to Calculate Business Income for Insurance We will search the top carriers for you for the best offer. Get a Quote Business Income for Insurance When buying business income (business interruption) insurance, accurately calculating your income exposure is essential. This ensures your policy covers potential loss of revenue and ongoing expenses during interruption. 1. […]
How to Calculate Property Insurance Rate per $100
How to Calculate Property Insurance Rate per $100 Understanding your property insurance rate per $100 of insured value helps you compare policies and budget efficiently. Follow these steps to estimate your actual cost. 1. What Is the Rate per $100? Insurance quotes often use a rate per $100 of insurable value—the cost to insure $100 […]
How to Calculate Builders Risk Insurance: Formula & Factors
How to Calculate Builders Risk Insurance: Formula & Key Factors Builders risk insurance protects your construction project from loss or damage during the build phase. Calculating its cost requires understanding your project’s scope, duration, value, and risks. 1. Builders Risk Insurance Premium Formula The premium is usually 1% to 5% of the total project value, […]
How to Calculate Life Insurance Premium: Formula & Steps
How to Calculate Life Insurance Premium: Formula & Steps Calculating your life insurance premium doesn’t have to be complex. By using a simple formula and understanding the key variables, you can estimate your monthly or annual cost with high accuracy. 1. Basic Life Insurance Premium Formula Most insurers use a straightforward formula for term life […]
Fitness Facility Insurance: What It Covers & Why You Need It
Fitness Facility Insurance: What It Covers & Why You Need It Running a fitness facility—such as a gym, yoga studio, or training center—comes with risks. Fitness facility insurance protects your business, staff, members, and equipment from injury claims and property damage. 1. Key Coverage Areas Fitness facility insurance typically includes: General Liability Coverage: Protects against […]
Insurance for Landlords: Fixtures & Fittings Coverage
Insurance for Landlords: Fixtures & Fittings Coverage Explained As a landlord, protecting your investment means covering more than just the structural building. Fixtures and fittings insurance ensures you’re reimbursed for damage or loss to items you supplied in a rental—beyond what standard building cover provides. 1. What Are Fixtures and What Are Fittings? Fixtures are […]
Types of Premises Liability Cases: Complete Breakdown
Types of Premises Liability Cases: Complete Breakdown We will search the top carriers for you for the best offer. Get a Quote Types of Premises Liability Cases Premises liability cases arise when someone is injured due to unsafe or poorly maintained property conditions. Whether it’s a grocery store, apartment complex, or private home, property owners […]
5 Ways to Save on Car Insurance in Montana
5 Ways to Save on Car Insurance in Montana We will search the top carriers for you for the best offer. Get a Quote Car insurance Montana Car insurance is a must-have for every driver in Montana, but it doesn’t have to break the bank. At Toby Hansen Insurance Agency, we’ve helped thousands of drivers […]
Is Motorcycle Insurance More Expensive Than Car Insurance?
Is Motorcycle Insurance More Expensive Than Car Insurance? We will search the top carriers for you for the best offer. Get a Quote Is Motorcycle Insurance More Expensive Than Car Insurance? In many cases, yes—motorcycle insurance can be more expensive than car insurance on a per-mile basis. While motorcycles are smaller and often cost less […]
M Completes an Application for Life Insurance
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Compare & get a quote M Completes an Application for Life Insurance: What the Process Really Looks Like Applying for life insurance can seem intimidating—until you see someone go through it. Let’s follow M, a 42-year-old non-smoker with […]
The Application Process
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote The Application Process: What to Expect When Applying for Life Insurance Applying for life insurance may sound complicated—but it doesn’t have to be. In fact, with modern […]
Life Insurance for Different Life Stages
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote Life Insurance for Different Life Stages: What You Need and When Your life insurance needs aren’t static—they evolve with your age, income, family status, and financial goals. […]
Determining Coverage Needs
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote Determining Coverage Needs: How Much Life Insurance Do You Really Need? Choosing a life insurance policy without knowing how much coverage you need is like driving without […]
Types of Life Insurance Policies: Which One Fits You
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote Types of Life Insurance Policies: Which One Fits Your Life and Goals? Choosing the right life insurance policy isn’t just about protection—it’s about aligning your coverage with […]
What’s the Best Life Insurance for Your Situation?
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote What’s the Best Life Insurance for Your Situation? Answer One Question to Find Out. Many people assume they can’t qualify for life insurance due to age, health […]
Think You Can’t Qualify for Life Insurance? Think Again.
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote Think You Can’t Qualify for Life Insurance? Think Again. Many people assume they can’t qualify for life insurance due to age, health issues, or past rejections. The […]
Long Term Care Is Expensive – Here’s How to Prepare Now
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote Long-Term Care Is Expensive – Here’s How to Prepare Now As medical advancements extend our lives, more Americans are facing the high cost of long-term care. Whether […]
How to Guarantee Income for Life with One Simple Move
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote How to Guarantee Income for Life with One Simple Move Imagine never having to worry about running out of money in retirement. With just one strategic financial […]
Want Tax-Deferred Growth You Can Count On?
Life Insurance We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Compare & get a quote Want Tax-Deferred Growth You Can Count On? Learn About Whole Life Policies Looking for a reliable way to grow your wealth while ensuring lifelong financial protection? Whole […]