Advantages of Building Insurance

building insurance

The Advantages of Building Insurance: Why It’s Essential for Property Owners We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 The Advantages of Building Insurance Owning a home or business property comes with many responsibilities, one of the most important being the protection […]

Does Building Insurance Cover Wall Damage?

building insurance

Does Building Insurance Cover Wall Damage? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Does Building Insurance Cover Wall Damage? If you’re a homeowner or business owner, protecting your property from unexpected damage is crucial. One of the most common questions asked […]

Understanding Content Susceptibility in Insurance

Learn how content susceptibility impacts your insurance premiums

Understanding Content Susceptibility in Insurance What Is Content Susceptibility? Content susceptibility refers to the level of risk that personal or business belongings face from various threats such as theft, fire, water damage, or natural disasters. Insurance providers assess this factor to determine coverage limits, premiums, and potential exclusions within a policy. Understanding what increases or […]

What Company Has the Most Affordable Homeowners Insurance in 2025?

affordable homeowners insurance 2025

What Company Has the Most Affordable Homeowners Insurance in 2025? If you’re in the market for affordable homeowners insurance, you’ll want to know which companies are offering the best rates for 2025. One company consistently recognized for its competitive pricing is Progressive Insurance. At Toby Hansen Insurance Agency, we are proud to be agents for […]

What Is Face Value of a Life Insurance Policy?

face value life insurance

Is Policy Value the Same as Cash Value? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Is Policy Value the Same as Cash Value? The face value of a life insurance policy, often referred to as the death benefit, is the amount […]

Is Policy Value the Same as Cash Value?

policy value vs cash value

Is Policy Value the Same as Cash Value? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Is Policy Value the Same as Cash Value? No, policy value and cash value are not the same, though they are related in certain types of […]

Does Life Insurance Ever Expire?

life insurance ever expire

Does Life Insurance Ever Expire? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Does Life Insurance Ever Expire? Life insurance is a crucial component of financial planning, providing peace of mind that your loved ones will be protected financially after your passing. […]

How far back can you claim on life insurance?

life insurance claims

How Far Back Can You Claim on Life Insurance? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Life insurance claims You may be entitled to a life insurance payout — even years after the insured has passed away. The good news? There’s […]

How Can I Find My Old Life Insurance Policy?

Discover the steps to find your old life insurance policy

How Can I Find My Old Life Insurance Policy? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Find Old Life Insurance Policy Misplaced or forgotten life insurance policies are more common than you think — and they could still be worth thousands. […]

Is an Old Life Insurance Policy Worth Anything?

old life insurance policy

Is an Old Life Insurance Policy Worth Anything? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Insurance Policy Worth Yes — old life insurance policies can still carry real value. If you’ve discovered an old policy in a drawer or you’re unsure […]

What Is Better, Whole Life or Term Life Insurance?

Whole life vs term life insurance

What Is Better, Whole Life or Term Life Insurance? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Whole Life or Term Life Insurance? The right choice depends on your goals — Term Life is cheaper, Whole Life builds value. Both policies offer […]

Is Life Insurance an Asset?

life insurance asset

Is Life Insurance an Asset? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Is Life Insurance an Asset? Yes — certain life insurance policies are valuable assets that can grow, be borrowed against, or passed on tax-free. Most people think of life […]

Is life insurance a good investment option?

Is life insurance a good investment

Is Life Insurance a Good Investment Option? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Life insurance investment Short answer: It depends — but some policies offer guaranteed growth, tax benefits, and long-term wealth. Not all life insurance is meant to be […]

Does Life Insurance Pay Out Forever?

life insurance forever

Learn if life insurance pay out forever We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Life insurance pay out Short answer: No — but it can be structured to provide long-term or even lifelong protection. Life insurance doesn’t pay out forever, but […]

Can You Spend Your Life Insurance Money?

spend life insurance money

Can You Spend Your Life Insurance Money? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Can You Spend Your Life Insurance Money? Yes — and you might be surprised how.Life insurance isn’t just about death benefits. If structured right, it can also […]

Does your money grow in life insurance?

cash value insurance

Does Your Money Grow in Life Insurance? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Does Your Money Grow in Life Insurance? Yes — and in more ways than one.Many life insurance policies don’t just protect your loved ones. They also build […]

How Long Does It Take to Build Cash Value on Life Insurance?

cash value growth

How Long Does It Take to Build Cash Value on Life Insurance? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Build Cash Value on Life Insurance? Life insurance with cash value can help you grow wealth while staying protected. But how long […]

What Life Insurance Can You Cash Out?

life insurance cash out

What Life Insurance Can You Cash Out? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Life Insurance Has Cash Value Life insurance isn’t just about protecting your loved ones after death — some policies allow you to access funds while you’re still […]

How Do I Know If My Life Insurance Has Cash Value?

life insurance cash value

How Do I Know If My Life Insurance Has Cash Value? We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 Life Insurance Has Cash Value Life insurance policies can offer more than just a death benefit; some accumulate cash value over time, providing […]

The Most Valuable Benefits of Motorcycle Insurance for Safety

benefits of motorcycle insurance for safety

The Most Valuable Benefits of Motorcycle Insurance for Safety We will search the top carriers for you for the best offer. Get a Quote Or call us at (406) 721-8810 The Most Valuable Benefits of Motorcycle Insurance for Safety Motorcycle insurance is not only a legal requirement in most places but also a crucial part […]