Your Trusted CBIC Insurance Agent in Montana: Customized Protection for Your Insurance Needs
Cbic Insurance Agent
What is CBIC Insurance
CBIC is a well-known insurer and bonding company that provides specialized property and casualty insurance products, surety bonds, and niche insurance solutions. Their offerings are designed especially for contractors, small businesses, and clients with unique insurance needs. As a CBIC-appointed agent, we work to deliver that protection to you, tailored to your individual situation.
What CBIC Insurance Covers
When you choose CBIC through a trusted agent, you gain access to a range of insurance and bonding solutions, including:
Surety Bonds & Performance Bonds — useful for contractors, subcontractors and businesses that need to guarantee performance, compliance, permits or contracts.
Property & Casualty Insurance — coverage for property (real estate or business premises), business equipment, liability protection, business assets and commercial risks.
Liability Coverage — protection against third-party claims for bodily injury or property damage that might arise from your business operations.
Flexible & Specialty Risk Coverage — CBIC often accepts clients or business types that may be hard to insure elsewhere, including higher-risk businesses, contractors, and non-standard operations.
Customized Coverage Packages — as a CBIC agent, we can tailor your policy (or combination of bonds + insurance) to reflect your exact risk profile, business type, and personal needs.
Because CBIC caters to contractors, niche industries, and non-standard risk categories, they can be a viable option when conventional insurers decline coverage or offer poor terms.
Who Should Consider CBIC Insurance
CBIC is often a good fit for:
Contractors and subcontractors requiring bonds or insurance — building, renovation, installation, trade services.
Small or medium businesses with non-standard risk profiles.
Businesses needing surety bonds (licensing, permits, courthouse bonds, performance guarantees).
Companies owning property or equipment and needing property/casualty protection.
Business owners who have had difficulty obtaining insurance from standard carriers due to past claims, specialized operations, or higher-risk exposure.
What to Keep in Mind
As with specialty insurance providers, coverage terms and premiums may reflect the higher risk or specialty status — often they can be higher than “standard” policies for typical clients.
Not every type of insurance or bond is available in all states — licensing and underwriting rules may vary depending on location.
Some types of specialized coverage or bonds may require additional documentation or compliance (e.g. licensing, proof of experience, property condition, safety standards).
As agent representing CBIC, we do not underwrite — CBIC sets all underwriting rules. Our role is to help you find the best match and manage documentation.
How CBIC Agent Service Works
Risk Assessment: We review your business/profile to understand what you need — bond, liability, property coverage, etc.
Tailored Offer: Based on your profile, we request a quote from CBIC for the types of coverage or bonds you need.
Custom Package: We can combine multiple coverages (e.g. property + liability + bond) to match your risk.
Expert Support & Claims Help: If claim or bond call-in is needed, we guide you through application or claim process.
Regular Review: As your business or needs change, we revisit and adjust your coverage to stay protected.
FAQ — Frequently Asked Questions
Q: What types of businesses is CBIC best suited for?
A: CBIC is ideal for contractors, service providers, tradespeople, businesses requiring surety bonds, or entities that have difficulty getting regular insurance due to specialized risk factors.
Q: Can CBIC provide both insurance and bonds?
A: Yes — CBIC specializes in both surety bonds and property/casualty insurance, offering flexibility depending on your needs.
Q: Does CBIC reject high-risk clients?
A: They are more open than many standard insurers to taking on higher-risk clients or non-standard cases — though coverage and pricing reflect the risk involved.
Q: Is it possible to combine multiple types of coverage under CBIC?
A: Yes — you can often bundle insurance, liability, property protection and surety bonds into a tailored package.
Q: What if I previously had trouble getting coverage from other insurers?
A: CBIC may still offer coverage. As a specialized insurer, they often underwrite cases that standard insurers avoid.
Final Thoughts
If you run a business that doesn’t fit “standard” risk categories — or if you need bonds, liability insurance, property protection or coverage for high-risk operations — working with CBIC and a reliable agent can be a smart move. Customized protection means you’re covered even when others refuse.
Get Your Personalized CBIC Insurance Quote
Need coverage tailored to your business or risk profile?
Fill out the form below to get expert guidance and a custom CBIC-based insurance or bond solution. Protect your operations with coverage that fits.
Protecting your future with us
Whatever your needs, give us a call, have you been told you can’t insure your risk, been turned down, or simply unhappy with your current insurance? Since 1995 we’ve been providing coverage to our customers, and helping people across United States.