5 Ways to Save on Car Insurance in Montana

Car insurance is a must-have for every driver in Montana, but it doesn’t have to break the bank. At Toby Hansen Insurance Agency, we’ve helped thousands of drivers in Missoula and beyond find affordable, reliable coverage since 1995. Here are five proven ways to save on your car insurance without sacrificing protection.

1. Bundle Your Policies

Combining your auto and home insurance with the same provider can lead to significant discounts. Many insurers, including those we work with at Toby Hansen Insurance Agency, offer multi-policy discounts that can save you up to 20% on your premiums. Want to see how much you can save? Get a free quote today and let us compare top carriers for you.

2. Increase Your Deductible

Choosing a higher deductible can lower your monthly premiums. For example, increasing your deductible from $500 to $1,000 could reduce your premium by 10-15%. Just make sure you have enough savings to cover the deductible in case of a claim. Our team at Toby Hansen Insurance Agency can help you find the right balance.

3. Take Advantage of Discounts

Many insurance providers offer discounts for safe driving, good grades (for young drivers), or installing anti-theft devices. At Toby Hansen Insurance Agency, we’ll search for every available discount to ensure you get the best rate. Contact us at (406) 721-8810 to learn more about discounts you may qualify for.

4. Maintain a Clean Driving Record

A clean driving record is one of the easiest ways to keep your premiums low. Avoiding accidents and traffic violations signals to insurers that you’re a low-risk driver. If your driving record isn’t perfect, don’t worry—we specialize in finding coverage for all types of drivers.

5. Compare Quotes Regularly

Insurance rates can vary significantly between providers. By comparing quotes from top carriers, you can ensure you’re getting the best deal. At Toby Hansen Insurance Agency, we do the heavy lifting for you, searching multiple markets to find the most affordable and comprehensive coverage tailored to your needs.

Why Choose Toby Hansen Insurance Agency?

Since 1995, we’ve been helping Montana drivers find the right car insurance at the right price. Our team is dedicated to making the process easy and hassle-free. Whether you’re in Missoula or anywhere else in the U.S., we’ll find coverage that fits your budget and lifestyle.

Ready to save? Fill out our online quote form or call us at (406) 721-8810 for a personalized estimate today. Let Toby Hansen Insurance Agency protect you and your vehicle with affordable, reliable coverage.