Net Quote Reviews – Is It Worth Using for Your Insurance Needs?

When searching for insurance, NetQuote often pops up as a quick way to compare multiple carriers at once. But how good is it really? In this review, we’ll break down Net Quote reviews from real customers, explain how the service works, and reveal why our agency can often go far beyond what NetQuote offers — including solving situations no standard insurer can touch.

What Is NetQuote?

NetQuote is an online insurance lead platform that connects users with multiple insurance carriers based on the details they provide.
Instead of directly selling insurance, it acts as a “middleman” — forwarding your request to insurance companies and agents who then contact you with quotes.

How It Works:

1. You fill out an online form with your insurance needs.

2. NetQuote distributes this request to their network of agents and companies.

3. You get contacted — sometimes by multiple agents — to discuss coverage and pricing.

Pros of Using NetQuote

• ✅ Multiple Quotes Quickly – You can get offers from several companies without visiting multiple sites.

• ✅ Covers Many Insurance Types – Auto, home, life, renters, business insurance, and more.

• ✅ Simple Form – Easy to complete in just a few minutes.

Cons of Using NetQuote

• ❌ High Number of Follow-Up Calls – Many customers report excessive phone calls and emails after submitting their information.

• ❌ Not a Direct Provider – NetQuote does not sell insurance; it just connects you with providers.

• ❌ No Guarantee of the Lowest Price – Offers depend on which carriers they partner with.

• ❌ Coverage Limitations – If your situation is unique (high-risk, special coverage needs), options may be limited.

Our Advantage Over NetQuote

While NetQuote connects you to a network of providers, Toby Hansen Agency searches a far wider pool of carriers, including specialty insurers for cases other platforms can’t handle — for example:

• Unique business insurance needs

• High-risk drivers

• Hard-to-insure homes

• Tailored coverage for unusual risks

We also handle all communication directly with you — meaning no spam calls from multiple agents — and ensure you get the right coverage, not just the cheapest.

Comparison Table: NetQuote vs Toby Hansen Agency

Final Verdict

If you want quick, basic quotes, NetQuote can be useful.
However, if you want personalized coverage, access to more carriers, and the ability to cover situations standard insurers can’t touch, then Toby Hansen Agency is the better choice.

Get your free, no-obligation quote now — and see how much more coverage you can get for less.