Dairyland Insurance Reviews: Is It the Right Choice for You?

Dairyland Insurance is known for providing non-standard auto and motorcycle insurance, especially for drivers with past violations or limited insurance history. But is it the best choice for your needs? In this in-depth review, we’ll break down the pros and cons of Dairyland Insurance and show you why working with Toby Hansen Agency might be a better option.

✅ Pros of Dairyland Insurance

1. High-Risk Driver Friendly
Dairyland caters to high-risk drivers, including those with DUI/DWI convictions, at-fault accidents, or poor credit. If you’ve had trouble getting coverage elsewhere, Dairyland may approve you.

2. SR-22 Filing
They offer SR-22 insurance — perfect for drivers who need to prove financial responsibility to the state.

3. Flexible Payment Plans
Dairyland allows monthly, semi-annual, or annual payments and offers a low down payment option.

4. Motorcycle Insurance Specialists
Their motorcycle policies are well-regarded, with solid coverage options and affordable premiums for most riders.

5. Online Quote System
Quick and easy online quotes let you get an estimate in minutes.

❌ Cons of Dairyland Insurance

1. Higher Rates for Some Drivers
Compared to standard carriers, Dairyland’s premiums can be significantly higher, especially for drivers with clean records.

2. Mixed Customer Service Reviews
Many online reviews mention long hold times and inconsistent claims handling, depending on location and adjuster.

3. Limited Availability
Dairyland doesn’t operate in all U.S. states, and coverage options can vary widely.

4. No Bundling Discounts
They focus mainly on auto and motorcycle insurance. If you’re looking to bundle home, renters, or life insurance, you’ll need to look elsewhere.

⭐ What Real Customers Say

Customer feedback on Dairyland is mixed. Positive reviews highlight approval for hard-to-insure drivers and simple SR-22 processing. Complaints generally focus on poor communication during claims, high renewal rates, and difficulties canceling policies.

🏆 Better Alternative? Toby Hansen Agency

At Toby Hansen Agency, we don’t just offer you one option — we compare nearly 100 insurance carriers to find the lowest price with the most coverage, tailored to your unique situation.

Whether you’re a high-risk driver or just want the best deal, we have access to top-rated insurers (including Dairyland) and can show you side-by-side comparisons. Plus, our customer support is unmatched — no long hold times, no confusion.

Is Dairyland Insurance Worth It?

Dairyland can be a lifesaver for high-risk drivers or those needing SR-22 filings. But if you’re looking for the best deal, personalized service, and full transparency, Toby Hansen Agency will deliver more value every time.

Get the Right Insurance – Without the Hassle

At Toby Hansen Agency, we help drivers of all types — from perfect records to complex cases — get covered fast, affordably, and with confidence.

👉 Compare Dairyland with 100+ carriers today. Fill out the quick form below and start saving!