Do Most People Have Life Insurance?

Life insurance isn’t just a financial tool — it’s a safety net that most people think they’ll get around to someday. But here’s the truth: millions of Americans still don’t have coverage, and many who do are dangerously underinsured.

Why Don’t More People Have Life Insurance?

Despite its importance, many skip life insurance for three reasons:

• “It’s too expensive.” (Hint: Term life can start under $10/month.)

• “I’m young and healthy.” (Which makes now the BEST time to lock in low rates.)

• “It’s confusing.” (Not with our platform — you get instant quotes in seconds.)

The real problem? Waiting too long means higher premiums, or worse — not qualifying later at all.

What Happens If You Don’t Have Coverage?

Without life insurance, your family may be left to:

• Cover funeral costs and unpaid debt

• Lose the home due to missed mortgage payments

• Struggle with everyday living expenses

• Delay college, retirement, or critical plans

Life insurance isn’t for you — it’s for them. If your loved ones depend on you financially, even partially, a simple policy can protect everything you’ve worked for.

So… Do Smart People Have Life Insurance?

Yes — and they usually buy term life when premiums are low and options are plenty. They don’t wait until something goes wrong. They protect their family before it’s too late.

Get Covered in Seconds

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✅ No medical exam needed (for many policies)
✅ Coverage starts under $10/month
✅ Instant online application — no phone calls

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Find the best plan, lock in your rate, and give your family the protection they deserve.