Does insurance cover stolen car?

Yes, insurance can cover a stolen car, but it depends on the type of insurance coverage you have. Comprehensive insurance, often referred to as “comp and collision,” typically covers theft along with other non-collision incidents like vandalism, natural disasters, and more. If your car is stolen and you have comprehensive coverage, your insurance company will generally compensate you for the value of the stolen vehicle, minus any deductible you may have chosen.

It’s important to review your insurance policy and talk to your insurance provider to understand the specific terms and conditions related to stolen vehicles and coverage. Keep in mind that coverage details can vary between insurance companies and policies, so it’s wise to confirm how theft is handled in your particular situation.