What does 100/300/100 mean?

The numbers “100/300/100” typically refer to the liability limits in an auto insurance policy, specifically the coverage for bodily injury liability and property damage liability. This numerical format is a shorthand way of expressing the limits of coverage in thousands of dollars.

Here’s what each number represents:

1. 100 (First Number):

   • Represents the maximum amount of coverage per person for bodily injury liability. In this case, it’s $100,000.
     
     

2. 300 (Second Number):

   • Represents the maximum total amount of coverage for bodily injury liability per accident. In this case, it’s $300,000.
     
     

3. 100 (Third Number):

   • Represents the maximum amount of coverage for property damage liability per accident. In this case, it’s $100,000.
     
     

So, “100/300/100” means the auto insurance policy provides up to $100,000 in coverage for bodily injury per person, up to a total of $300,000 for bodily injury per accident, and up to $100,000 for property damage per accident. It’s important for individuals to choose liability limits that align with their financial situation and potential risks in the event of an accident.