University Health Plans: What They Are and How They Work
University Health Plans University health plans are health insurance programs designed for students, faculty, and sometimes staff at colleges and universities. They provide medical, mental health, prescription, and sometimes dental or vision coverage — often tailored for campus life, cost controls, and student needs. Understanding how they work, what they cover, and how they compare […]
Am I Insured If I Drive Someone Else’s Car
Can I Pause My Car Insurance? Yes — in most cases, you are insured when driving someone else’s car as long as you have permission and the car’s insurance policy includes permissive use. Auto insurance generally follows the vehicle, not the driver. However, exceptions exist depending on the policy, the driver, and the situation. How […]
Can I Pause My Car Insurance?
Can I Pause My Car Insurance? Many drivers wonder whether they can “pause” their car insurance when they’re not using their vehicle for a while. The short truth: it depends. Some insurers offer ways to reduce your coverage, but fully pausing isn’t always possible or legal — depending on where you live and your policy. […]
How Do You Get Medicare Before 65?
How Do You Get Medicare Before 65? You can qualify for Medicare before age 65 if you have a qualifying disability, End-Stage Renal Disease (ESRD), or Amyotrophic Lateral Sclerosis (ALS). Who Qualifies for Medicare Before 65 Most people become eligible for Medicare at age 65. However, you can get it earlier if you meet one […]
When Did Auto Insurance Become Mandatory?
When Did Auto Insurance Become Mandatory? Auto insurance first became mandatory in Massachusetts in 1927, making it the first U.S. state to require drivers to carry liability coverage. Over time, almost every state adopted similar laws, with New Hampshire and Virginia as the two exceptions where auto insurance is not universally required. Key Points Massachusetts, […]
What Is Supplemental Dental Insurance?
What Is Supplemental Dental Insurance? Dental care is an essential part of overall health, but even with standard dental insurance, out-of-pocket expenses can add up quickly. That’s where supplemental dental insurance comes in. It’s designed to fill the gaps that a primary dental plan doesn’t cover, helping reduce unexpected costs. Quick Answer Supplemental dental insurance […]
What Is Supplemental Employee Life Insurance
What Is Supplemental Employee Life Insurance and How Does It Work? Supplemental employee life insurance is optional life coverage you can buy through your employer to add to the basic group life insurance they provide. It increases the financial protection your family receives if you pass away. Understanding Supplemental Employee Life Insurance Most employers offer […]
What Is Supplemental Health Insurance and How Does It Work?
What Is Supplemental Health Insurance and How Does It Work? Supplemental health insurance is extra coverage you buy to help pay for medical costs not fully covered by your primary health insurance, such as deductibles, copays, coinsurance, or non-medical expenses during an illness or accident. Understanding Supplemental Health Insurance Traditional health insurance covers many essential […]
Does Medicare Cover Occupational Therapy?
Does Medicare Cover Occupational Therapy? We will search the top carriers for you for the best offer. Get a Quote Does Medicare Cover Occupational Therapy? Yes, Medicare covers occupational therapy (OT) when it is medically necessary. Medicare Part A covers OT during hospital or inpatient stays, while Part B covers outpatient OT services. There is […]
Does Medicare Cover Nutrition Counseling?
Does Medicare Cover Nutrition Counseling? We will search the top carriers for you for the best offer. Get a Quote Does Medicare Cover Nutrition Counseling? Yes, Medicare covers nutrition counseling, but mainly for people with specific conditions such as diabetes, chronic kidney disease, or those who have had a kidney transplant in the last 36 […]
Does Insurance Cover HRT
Does Insurance Cover HRT (Hormone Replacement Therapy)? We will search the top carriers for you for the best offer. Get a Quote Does Insurance Cover HRT Does insurance cover hormone replacement therapy (HRT)?Yes—many insurance plans do cover HRT when it is medically necessary and FDA-approved. Coverage depends on your specific plan type, diagnosis, and whether […]
Does Medicaid Cover Therapy for Adults?
Does Medicaid Cover Therapy for Adults? We will search the top carriers for you for the best offer. Get a Quote Does Medicaid Cover Therapy for Adults? Does Medicaid cover therapy for adults?Yes—Medicaid covers many types of therapy for adults, including mental health counseling, substance use disorder treatment, and physical, occupational, and speech therapies. Coverage […]
Does Medicaid Cover IV Therapy?
Does Medicaid Cover IV Therapy? We will search the top carriers for you for the best offer. Get a Quote Does Medicaid Cover IV Therapy? Does Medicaid cover IV therapy?Yes—Medicaid can cover IV (intravenous) therapy (including home infusion) when it is medically necessary, but coverage varies significantly by state. Many programs require prior authorization, a […]
Does Medicare Cover Spinal Decompression?
Does Medicare Cover Counseling for Depression? We will search the top carriers for you for the best offer. Get a Quote Counseling for Depression? Does Medicare cover counseling for depression?Yes. Medicare covers counseling and therapy for depression when they are medically necessary and provided by eligible mental health professionals. Medicare Part B includes outpatient counseling, […]
Does Medicare Cover Counseling for Depression?
Does Medicare Cover Counseling for Depression? We will search the top carriers for you for the best offer. Get a Quote Counseling for Depression? Does Medicare cover counseling for depression?Yes. Medicare covers counseling and therapy for depression when they are medically necessary and provided by eligible mental health professionals. Medicare Part B includes outpatient counseling, […]
How Much Physical Therapy Does Medicare Cover?
How Much Physical Therapy Does Medicare Cover? We will search the top carriers for you for the best offer. Get a Quote Physical Therapy How much physical therapy does Medicare cover?Medicare does not set a hard limit on the number of physical therapy sessions. Coverage depends on medical necessity. In 2025, Medicare Part B pays […]
Is Neurofeedback Covered by Insurance?
Is Neurofeedback Covered by Insurance? We will search the top carriers for you for the best offer. Get a Quote Neurofeedback Is neurofeedback covered by insurance?In most cases, no. Medicare, Medicaid, and many private insurers classify neurofeedback as experimental and do not provide coverage. However, some private insurance plans may reimburse it if billed under […]
Does Medicare Cover Marriage Counseling?
Does Medicare Cover Marriage Counseling? We will search the top carriers for you for the best offer. Get a Quote Does Medicare Cover Marriage Counseling? Does Medicare cover marriage counseling?Generally, no. Medicare does not cover marriage counseling or couples therapy when the primary purpose is relationship support. Medicare only covers mental health services that address […]
Does Medicare Cover Proton Therapy?
Does Medicare Cover Proton Therapy? We will search the top carriers for you for the best offer. Get a Quote Does Medicare Cover Proton Therapy? Does Medicare cover proton therapy?Yes. Medicare generally covers medically necessary proton therapy, particularly when traditional photon-based radiation cannot adequately spare surrounding healthy tissue. Coverage depends on treatment setting: Part A […]
Does Medicare Cover Stem Cell Therapy?
Does Medicare Cover Stem Cell Therapy? We will search the top carriers for you for the best offer. Get a Quote Stem Cell Therapy Does Medicare cover stem cell therapy?Yes—but only in very narrow cases. Medicare covers two types of FDA-approved stem cell procedures—allogeneic and autologous hematopoietic stem cell transplants—when deemed medically necessary for treating […]