Will a non fault accident affect my insurance

In most cases, a non-fault accident won’t directly affect your insurance rates. When an accident is determined to be the other driver’s fault and you file a claim with their insurance, your rates usually remain unchanged. However, there are exceptions. If you frequently file claims, even if they’re not your fault, your insurer might view you as a higher risk and potentially raise your rates. It’s always a good idea to communicate with your insurance provider to understand their specific policies regarding non-fault accidents and how they might impact your coverage.