If you have a grilling accident—or any kind of fire—use proper first aid on any injuries. Running cool water over lightly-burned areas can help; however, don’t cover up burns with butter, salve, or bandages. If someone has a serious burn, take them to an urgent care facility or an emergency room. In the case of a life-threatening burn (or if you have any doubts), please call 911 immediately.
After dealing with any injuries, take a look and assess any property damage. If you experience substantial property damage, talk with your independent insurance agent and decide whether or not to file a claim.