General liability insurance

First of all, we must emphasize that many call general liability insurance by various names such as business liability insurance, commercial general liability insurance, insurance business liability… But it is one and the same thing.

In short, it is business liability insurance. They protect your company if you cause property damage or bodily injury to someone. For example, your company injures a person, then you have to pay for that person’s treatment and possible legal claims. Which easily comes to $1000.00. Without this insurance, you pay for it out of your own pocket, which can easily destroy your company and put you in debt.

Protecting your future

Whatever your needs, give us a call, have you been told you can’t insure your risk, been turned down, or simply unhappy with your current insurance? Since 1995 we’ve been providing coverage to our customers, and helping people across United States. 

Who needs general liability insurance?

Most states do not require you to have general liability insurance by law. But if you are in any way working directly with their people or around their property then this is essential.

 

You may also be asked to prove that you have general liability insurance. So that people would work with you because they want to be sure that you will be able to complete the job and cover the costs that you might incur. Please note that these damages occur accidentally in the normal course of your work. The certificate is called a liability insurance certificate. And you can get it from us, if you have arranged a general liability insurance policy with us.

 

Store owners, offices where clients or suppliers come, work near people or other people’s property, advertise your company, use social media… 

 

The chances that you will need this insurance in the next 10 years are 40%* 

*Based on an analysis of five years of claims data (2010-2014) from more than 1 million Business Owner’s Policies from The Hartford.

General liability insurance coverage

Protects your business from claims.
Property damage
Physical injury
Defense costs
Personal and advertising injury

What Does General Liability Insurance Not Cover?

General liability insurance will not cover you if you or your employees have caused intentional damage or committed an illegal act.

 

Injuries or illnesses of your employees. For this you will need Workers’ Compensation Insurance.

Claims that cost more than your policy covers. For this you need a commercial umbrella insurance policy

 

Demage caused by advice or intellectual service. For this you need professional indemnity insurance

 

Damage caused by your company vehicle or a rented vehicle or construction machine. On your way to work, at work… You’ll need a commercial auto insurance policy for that.

 

Damages to own business property. For this you will need a business property insurance policy. 

General liability insurance cost

Many factors affect the price of general liability insurance. Request a quote so we can find the best price for you, on average small businesses pay about $1,000 a year for general liability coverage. Take in consideration the other policies that should be included in your contractor insurance

General liability insurance

General liability insurance quote

Save money by comparing insurance quotes from multiple carriers or get better coverage.

Contact details:

ALLIED INSURANCE

Company Information

Toby Hansen
Agency Inc.


425 South Orange Street
Missoula MT 59801

Company Information

E-mail address:
Info@THAgency.com 

Home, Auto, Business, Health, Travel and Life