Professional Liability Insurance

It can very easily happen that the client accuses you of the damage caused by your advice. Of course, mistakes happen in every business and we cannot avoid them.

If you provide professional services, for example

IT experts
Accountants
Personal trainer
Consultants
Market research
Nutritionist
Interior designers
Health workers
Advertising agencies
Graphic designers
Technology professionals…

You should consider this type of insurance.

Protecting your future

Whatever your needs, give us a call, have you been told you can’t insure your risk, been turned down, or simply unhappy with your current insurance? Since 1995 we’ve been providing coverage to our customers, and helping people across United States.

Professional Liability coverage?

Professional liability insurance covers everything you advised that caused damage to the client, regardless of whether it was an omission, failure to deliver a service, or giving incorrect advice. It even covers legal costs for your alleged negligence. When the client thinks you are at fault this insurance will cover the costs of the trial.
This includes misrepresentation, defamation, incorrect advice, wrongdoing, and negligence.

Professional Liability Insurance Coverage

Protects your business from claims.
Property damage
Physical injury
Defense costs
Personal and advertising injury

What Does Professional Liability Not Cover?

With this policy, you cannot cover the case that you have directly injured someone or damaged property. For this you need a General liability insurance coverage.

IMPORTANT! What else do you need to know about professional liability policy?

This insurance policy is a little different from the others. That’s because you can get a lawsuit even after the insurance policy expires. Let’s say you advised someone or provided a service that caused damage after the policy expired. That’s why you can extend this policy to cover you even after it expires. Consider how much additional insurance you need to extend the time you can be sued.

You can also insure yourself for the time before the police contract. Let’s say you forgot to take out this type of insurance, and you’ve been working for a year. You can also cover yourself from such possible lawsuits.