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How much is obamacare per month?

The cost of Obamacare, or health insurance through the Affordable Care Act (ACA), can vary widely depending on factors such as your income, age, location, family size, and the specific plan you choose.


However, here are some approximate monthly premium ranges for different metal tiers of ACA plans for a single individual in the United States:

  1. Bronze Plans: These plans have the lowest monthly premiums but also the highest out-of-pocket costs. Monthly premiums can range from around $150 to $400 per month, depending on your location and other factors.

  2. Silver Plans: Silver plans are the most popular choice for many individuals. They offer a balance between monthly premiums and out-of-pocket costs. Monthly premiums may range from $250 to $600 or more.

  3. Gold Plans: Gold plans have higher monthly premiums but lower out-of-pocket costs compared to Bronze and Silver plans. Expect monthly premiums to be in the range of $350 to $800 or more.

  4. Platinum Plans: These plans have the highest monthly premiums but the lowest out-of-pocket costs. Monthly premiums can range from $400 to $1,000 or more.

Remember that these are approximate price ranges, and your actual premium will depend on various factors, including your income and the specific plan available in your area. Additionally, if your income falls within a certain range, you may qualify for premium subsidies (premium tax credits), which can significantly reduce your monthly premium costs.

To get an accurate estimate of your monthly premium and explore available plans, it’s recommended to visit the official healthcare.gov website or your state’s health insurance marketplace. You can enter your personal information to see the plans available to you and determine whether you qualify for subsidies based on your income. Open enrollment for Obamacare plans typically occurs annually, but you may be eligible for a special enrollment period if you experience a qualifying life event.

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