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Catering Trailer Insurance: Protect Your Business on Wheels

Catering trailer insurance is essential for food business owners who operate mobile kitchens. Whether you serve gourmet burgers, coffee, or street food, having the right coverage ensures financial protection against accidents, theft, and liability claims.

Why Do You Need Catering Trailer Insurance?

A catering trailer faces unique risks, including:

  • Property damage: Fire, vandalism, or extreme weather can damage your trailer.
  • Theft: Mobile businesses are attractive targets for thieves.
  • Public liability: A customer could slip and fall, leading to a costly lawsuit.
  • Equipment breakdown: Essential appliances may fail, affecting your business operations.

What Does Catering Trailer Insurance Cover?

Typical policies include:

  • Liability insurance: Covers claims for injury or property damage caused by your trailer.
  • Trailer and equipment coverage: Protects your trailer and appliances against theft or damage.
  • Business interruption insurance: Helps recover lost income if your trailer is out of service.
  • Employers’ liability insurance: Required if you hire staff, covering workplace injuries.

How Much Does Catering Trailer Insurance Cost?

The cost varies based on:

  • Trailer size and value
  • Coverage limits
  • Business location
  • Claims history

On average, catering trailer insurance costs between $500 and $2,500 per year, depending on coverage needs.

 

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At Toby Hansen Agency, we compare nearly 100 carriers to find the best catering trailer insurance at the lowest price. Get a free quote now and protect your business in seconds!

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