General liability insurance for cleaning business
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General liability insurance for cleaning business
Finding the right general liability insurance for your business.
General liability insurance should be standard for every business. It protects your company when a third party suffers an injury, property damage, or reputation harm as a result of your business operations. Costs associated with those claims, such as medical bills or replacement of damaged property, also fall under this coverage. Due to the use of chemicals and water, cleaning is an inherently risky business, so this is essential.
It can compensate your business for a legal defense, settlement, and court fees if you’re found negligent in a court case. Discuss an appropriate coverage limit and deductible with your insurance agent. Insufficient coverage will not protect you against a substantial loss.
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What is general liability insurance?
In short, it is business liability insurance. They protect your company if you cause property damage or bodily injury to someone. For example, your company injures a person, then you have to pay for that person’s treatment and possible legal claims. Which easily comes to $1000.00. Without this insurance, you pay for it out of your own pocket, which can easily destroy your company and put you in debt.
General liability insurance coverage
Protects your business from claims.
Property damage
Physical injury
Defense costs
Personal and advertising injury
What Does General Liability Insurance Not Cover?
General liability insurance will not cover you if you or your employees have caused intentional damage or committed an illegal act.
Injuries or illnesses of your employees. For this you will need Workers’ Compensation Insurance.
Claims that cost more than your policy covers. For this you need a commercial umbrella insurance policy
Demage caused by advice or intellectual service. For this you need professional indemnity insurance
Damage caused by your company vehicle or a rented vehicle or construction machine. On your way to work, at work… You’ll need a commercial auto insurance policy for that.
Damages to own business property. For this you will need a business property insurance policy.
General liability insurance cost
Many factors affect the price of general liability insurance. Request a quote so we can find the best price for you, on average small businesses pay about $1,000 a year for general liability coverage. Take in consideration the other policies that should be included in your contractor insurance
General liability insurance for cleaning business quote
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ALLIED INSURANCE
Protecting your future
Whatever your needs, give us a call, have you been told you can’t insure your risk, been turned down, or simply unhappy with your current insurance? Since 1995 we’ve been providing coverage to our customers, and helping people across United States.