Guide to Completing Your Insurance Renewal Form

Renewing your insurance policy isn’t just about keeping coverage — it’s your chance to save money, improve protection, and make sure your insurance matches your life right now. Whether you’re renewing auto, home, or business insurance, a properly completed renewal form is your first step toward better coverage and smarter premiums.

Step 1: Review Your Current Policy First

Before even touching your renewal form, take 5 minutes to read your current policy.

Step 2: Update Your Contact Information

Ensure your name, address, phone, and email are all up to date.

Step 3: Disclose Any Major Life or Business Changes

List any recent changes that could affect your coverage needs.

Step 4: Double Check Your Coverage Types and Limits

This is your opportunity to adjust limits, add coverages, or raise deductibles.

Step 5: Look for Possible Discounts

Discount Type	Potential Savings
Bundling home & auto	Up to 25%
Good driver / claims-free	10% – 20%
Safety features (alarms, etc)	5% – 15%
Loyal customer discounts	5% – 10%
Paying in full	Up to 10%

Step 6: Contact Your Agent With Questions

Never guess — your agent is there to help.

Step 7: Sign, Submit, and Keep a Copy

Double-check, sign, and store a copy of your completed form.

Need Help? Choose the Agency That Does the Work for You

At Toby Hansen Agency, we don’t just process forms — we guide you every step of the way. We search nearly 100 top-rated carriers to find the best price with the most coverage — even if you’ve had trouble getting insured in the past.

With over 30 years of experience, we solve insurance problems others can’t.