Professional liability insurance for engineers

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Professional liability insurance for engineers

Professional liability insurance, also known as errors and omissions insurance, is a crucial component of insurance for engineers. This type of insurance provides protection against claims of negligence or errors in your professional work as an engineer.

As an engineer, you are held to a high standard of professional conduct, and any mistakes or errors in your work could lead to significant financial losses for your clients. Professional liability insurance can help to protect you and your business from potential lawsuits and claims that may arise from such errors.

Professional liability insurance for engineers typically covers damages and legal defense costs associated with claims of negligence, errors, or omissions in your work. This can include claims related to design errors, failure to meet industry standards, or inadequate testing or analysis.

When looking for professional liability insurance for engineers, it is important to consider the specific risks associated with your field of engineering. You should also carefully review the policy to ensure that it covers all the potential risks that you may face in your work.

In addition to protecting your business from potential financial losses, having professional liability insurance can also help to establish trust and credibility with clients. Many clients may require that you have this type of insurance before they will hire you to work on their projects.

Overall, professional liability insurance is an essential part of protecting your engineering business from potential legal and financial risks. By taking the time to carefully consider your insurance needs and shop around for the best coverage, you can ensure that your business is well-protected and can continue to provide high-quality professional services to your clients.

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Send us your general liability policy. If we can't find the better price we will give you $25. If we find the better qoute you are not obligated to proceed.

What is general liability insurance?

First of all, we must emphasize that many call general liability insurance by various names such as business liability insurance, commercial general liability insurance, insurance business liability… But it is one and the same thing.

In short, it is business liability insurance. They protect your company if you cause property damage or bodily injury to someone. For example, your company injures a person, then you have to pay for that person’s treatment and possible legal claims. Which easily comes to $1000.00. Without this insurance, you pay for it out of your own pocket, which can easily destroy your company and put you in debt.

General liability insurance coverage

Protects your business from claims.
Property damage
Physical injury
Defense costs
Personal and advertising injury

What Does General Liability Insurance Not Cover?

General liability insurance will not cover you if you or your employees have caused intentional damage or committed an illegal act.


Injuries or illnesses of your employees. For this you will need Workers’ Compensation Insurance.

Claims that cost more than your policy covers. For this you need a commercial umbrella insurance policy


Demage caused by advice or intellectual service. For this you need professional indemnity insurance


Damage caused by your company vehicle or a rented vehicle or construction machine. On your way to work, at work… You’ll need a commercial auto insurance policy for that.


Damages to own business property. For this you will need a business property insurance policy. 

General liability insurance cost

Many factors affect the price of general liability insurance. Request a quote so we can find the best price for you, on average small businesses pay about $1,000 a year for general liability coverage. Take in consideration the other policies that should be included in your contractor insurance

liability insurance for engineers

Professional liability insurance for engineers quote

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Protecting your future

Whatever your needs, give us a call, have you been told you can’t insure your risk, been turned down, or simply unhappy with your current insurance? Since 1995 we’ve been providing coverage to our customers, and helping people across United States.