Video production insurance

What is Video Production Insurance?

Video production insurance is a specialized policy designed to protect filmmakers, videographers, and production companies from various risks associated with their work. From damaged equipment to liability claims, this coverage ensures that your business remains financially secure even when unexpected incidents occur.

Why Do You Need Video Production Insurance?

Accidents and unforeseen circumstances can disrupt a shoot and lead to significant financial losses. Here are key reasons why video production insurance is essential:

1. Equipment Protection – Cameras, lenses, lighting, and other production gear are expensive. If your equipment is stolen, lost, or damaged, insurance covers the cost of repair or replacement.

2. Liability Coverage – If someone is injured on set or if property is damaged during production, liability insurance protects you from costly lawsuits.

3. Rented Equipment Coverage – Many productions rely on rented gear. Insurance ensures you’re covered in case of damage to rental equipment.

4. Production Delays & Business Interruption – Unforeseen events such as weather conditions, power failures, or venue issues can halt production. Insurance helps recover lost revenue due to delays.

5. Workers’ Compensation – If crew members are injured on the job, workers’ compensation insurance covers medical expenses and lost wages.

Types of Video Production Insurance

To fully protect your business, consider these essential coverage options:

• General Liability Insurance – Covers injuries and property damage caused by your production.

• Professional Liability Insurance – Protects against claims related to errors, missed deadlines, or client dissatisfaction.

• Equipment Insurance – Covers owned and rented gear against theft, loss, and accidental damage.

• Commercial Auto Insurance – If your production involves transportation of crew or equipment, this covers accidents involving production vehicles.

• Workers’ Compensation Insurance – Covers medical costs and lost wages if crew members are injured while working.

How Much Does Video Production Insurance Cost?

The cost of video production insurance depends on several factors, including the type of production, coverage limits, and duration of the project. On average, policies can range from $500 to $2,500 per year, with short-term options available for one-time projects.

How to Choose the Right Video Production Insurance

Choosing the right policy depends on the size and scope of your production. Whether you’re shooting a commercial, documentary, or independent film, it’s crucial to have tailored coverage. Working with an experienced insurance provider ensures that you get the right protection without unnecessary costs.

Frequently Asked Questions

Do I need video production insurance for a small project?

Yes. Even small projects involve risks, such as equipment damage or liability claims. Having insurance ensures financial protection.

Is insurance required for renting production equipment?

Many rental houses require proof of insurance before renting out their equipment. Having coverage makes the rental process easier.

Can I get short-term insurance for a single project?

Yes. Short-term policies are available for productions that need coverage for a limited time.

What happens if I don’t have insurance?

Without insurance, you may be personally liable for damages, injuries, or losses, which can be financially devastating.

How quickly can I get coverage?

Toby Hansen Agency offers fast and easy insurance solutions, allowing you to get covered in minutes.

Get Affordable Video Production Insurance Today

Toby Hansen Agency partners with nearly 100 carriers to find the lowest price with the most coverage for your video production business. Whether you need coverage for a single project or an ongoing production, we make the process quick and hassle-free.

Protect your investment, equipment, and crew with the right insurance. Get a free quote today!